BBVA CIB boosts international trade with adaptable solutions

The Global Transaction Banking business unit offers tailored foreign trade solutions to meet the challenges of the global market. From funding to risk management, BBVA CIB accompanies its clients in their international expansion with experience, innovation, and a sustainable approach.

The importance of international expansion for companies

In an increasingly globalized economic environment, international expansion for companies is a key strategic step for sustainable growth. Through its Global Transaction Banking business unit, BBVA CIB is a strategic partner that offers adaptable solutions to meet the challenges of international trade, from funding to risk management.

Each international operation presents unique challenges that require multifaceted strategies. Understanding regulations, assessing competition, and spotting the needs of target markets are essential steps in identifying opportunities. In addition, optimizing logistics and the supply chain is key to ensuring efficiency and minimizing costs.

Key pillars for international expansion

Adaptability: The key factor for international success

Adaptability is critical in international trade. The complexities of the global market demand a financial partner with experience and the ability to offer tailor-made solutions. BBVA CIB provides specialized legal, logistical, and financial advice to mitigate risk and maximize opportunities.

In the words of Patxi Fernández de Trocóniz, head of Global Trade & International Banking, "BBVA CIB's strength is its combination of global experience and local knowledge. We have a consolidated presence in key markets and a deep understanding of the particularities of each region. This allows us to offer customized solutions that facilitate strategic decision-making."

Comprehensive services for efficient international trade

BBVA CIB offers a complete portfolio of financial solutions that fit the specific needs of its clients:

• Import and export financing: Short-term and long-term solutions that guarantee liquidity and mitigate exchange risks.
• International guarantees: Tools such as standby letters of credit ensure contractual obligations will be met for both parties.
• Letters of credit: A means of collection and payment that provides confidence, security, lower costs, and the option of advancing funds to the beneficiary.
• Factoring and accounts payable financing: Optimization of working capital through efficient management of collections and payments.
• Forfaiting: Medium and long-term funding that eliminates the risk of non-payment and improves liquidity for exporters.
• Reverse factoring: Solution that allows extending payment maturities to suppliers, improving the cash flow position.
• Structured Solutions: A full range of solutions for comprehensive management of working capital, such as financing of inventories and monetization of contracts and prepayments.

This comprehensive approach translates into more efficient management of international transactions and optimization of cash flows, as Fernández de Trocóniz explains: "BBVA offers a set of tools covering everything from the most basic to the most sophisticated needs, adapting to the specific requirements of each client."

Sustainability as a driver of change

BBVA CIB integrates sustainability as a central pillar of its strategy. Its innovative financial solutions support companies in their transition to responsible business models, facilitating the financing of projects that have a positive impact on the environment and society. This sustainable approach not only reinforces BBVA CIB's commitment to its clients, but also to the future of global commerce.

The effectiveness of this strategy focused on innovation, sustainability, and the client is reflected in the recent results of the Global Transaction Banking unit, with exponential growth driven by the dynamism of foreign trade. BBVA CIB is consolidating its position as a leader in supporting companies that are seeking to expand and thrive in the challenging global environment.